Cash back - Points Potential

Solving the Costco Problem

If you’ve read my previous articles, you’ll know that American Express MR earning cards and Avion or Aeroplan VISA cards are the best to use for travel rewards. Notably absent from that discussion is…

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June 11, 2026

Dr. Erb Point

Neurologist by day, points and miles optimizer by night. As a neurologist who grew up, trained, and now works in Toronto, I love to help patients by solving medical puzzles. In my spare time, I discovered that points and miles are just another puzzle to be solved. What started as a personal hobby, turned into helping family, friends, and eventually other professionals understand the potential of points and miles, how to earn them optimally, and how to use them for amazing travel experiences. I created this website to share my knowledge and passion for travel on points. I hope you come to enjoy this hobby as much as I do and use it to create amazing experiences and lasting memories.